Life and Long-Term Care Insurance

Life Insurance

Term life, whole life, universal life... The different types of policies and options seem endless. But the coverage is so valuable! When you pass, life insurance provides a tax-free, lump-sum cash payout to your chosen beneficiary. We can help you understand which type of life coverage is best for you. As independent brokers, we shop dozens of highly rated insurance carriers to help take advanatage of the most competitive rates available.

Long-Term Care Insurance

With recent advancements in healthcare, people are living longer than ever before. With those advancements, the need for personal and skilled care has grown like never before as well! That's why it's important to plan ahead - not only for the sake of your finances, but to help safeguard against becoming an emotional, physical and financial burden on those you love. We broker with several long-term care insurance carriers to offer customized plans that are suited to each person's individual needs.

Insurance policies contain exclusions, limitations, reductions of benefits, and

terms for keeping them in force. Your financial professional can provide you with costs and complete details. All policy guarantees are based upon the claims paying ability of the issuer.

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